Meet Joy

Hello! I'm Joy.

I retired at age 62 in 2026, but my learning journey continues. I'm currently pursuing a master's degree in Family Financial Planning, with a focus on retirement planning.

On this website, I share what I'm learning and how I apply financial planning concepts to my own retirement decisions.

My goal is to help others better understand retirement-related financial topics by sharing my real-life experiences and what I continue to learn along the way.